ADDOSSER MICROFINANCE BANK – 3 JOB POSITION (APPLY NOW)

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

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We are recruiting to fill the position below:

Credit Risk Officer
IT Officer
Senior Finance Officer

Credit Risk Officer

Job Title: Credit Risk Officer

Location: Lagos

Duties and Responsibilities

Evaluate customers’ loan applications in line with the bank’s credit policy.
Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
Has relevant experience in analyzing consumer and SME loans.
Organization of credit committee.
Portfolio management & reporting.
Create innovative credit evaluation processes and systems.
Evaluate clients for credit worthiness based our internal risk models & their application information.
Detect fraudulent applications, and unreliable applicants.
Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
Continuously ensure alignment/compliance to the credit risk management framework.
Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
Preparation of statutory reports.

Qualification / Requirements

A first degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
Minimum of 4 years banking experience.
Good knowledge of accounting and relevant lending ratios.
Experience in Credit Risk Management
Data Analytics and Effective communication
Good Knowledge of Credit Analysis and Appraisal
Experience in SME
Good reporting skills.

Application Closing Date
15th February, 2021.

IT Officer

Job Title: IT Officer

Location: Lagos

Required Qualifications, Skills & Experience

Bachelor’s Degree in Computer Science, Information Systems or equivalent
At least 3 years’ relevant experience
Knowledge on IT Infrastructure management
Knowledge on Server Administration and Management
Knowledge on Database Management and Administration
Hands on experience in a programming or project management
Build Business Logic of Software
Comfortable Writing and Analyzing SQL Queries
Can Design, Test, and Develop Solutions to Meet User Needs
Network Management
Systems installation and maintenance
Linux Administrator.

Application Closing Date
17th February, 2021.

Senior Finance Officer

Job Title: Senior Finance Officer

Location: Lagos

Main Responsibilities

Daily Reconciliation of Correspondence Bank Account Positions.
Raising Journal Entries to update inflow and outflow of funds within all Correspondent Banks.
Liquidity management.
Monthly remittances of Tax deductions for both Federal and Lagos State Tax Authorities.
Maintenance of all Financial Documents.
Preparation of Monthly Depreciation Schedule of the Banks’ Fixed Assets and monthly amortization of outstanding prepared expenses.
To produce monthly, quarterly, half yearly financial reports of the organisation.
Monitor budget preparation and ensure proper monitor of performance and report any derivation from plan.
Evaluate financial reporting systems, accounting procedures and investment activities.
Preparation of Month End Reconciliation of Correspondent Bank Account Positions.
Keeping Track of Banks’ Investments in Treasury Bills, Time Deposits and Call Deposits and ensurring approval is obtained from the Head, Finance for either rollover or liquidation at Maturity.
Daily Review of General Ledgers.
Involved in budget preparation and implementation.

Relevant Skills, Qualification, Attributes & Experience

HND /University Degree in Banking & Finance or Accounting
Student Member of Professional body e.g. ACCA, ICAN , ANAN
Minimum of 2 years’ experience in financial services
IFRS experience strongly desired
Knowledge of the banking regulations and laws
Proficiency in Computer Applications Excel /Microsoft Office/Banking Application
Good written and oral communication
Highly attentive to detail with excellent organizational and documentation skills
Proven analytical skills and problem solving ability paired with meticulous attention to detail
Desire to work in a fast-paced environment, consistently adhering to deadlines and evolving priorities.
Candidate must be between 24 – 30 years of age (age should be clearly stated on cv)
Detail-oriented and strong planning and organizing skills
Excellent interpersonal, numerical and analytical skills
Unquestionable integrity and high level of commitment

Application Closing Date
17th February, 2021.

Note: Only shortlisted candidates will be contacted.

How To Apply: Interested Candidates should send their CV to: careers@addosser.com using the “Job Title” as the subject of the email.

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