Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.
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We are recruiting to fill the position below:
- Credit Risk Officer
- IT Officer
- Senior Finance Officer
Credit Risk Officer
Job Title: Credit Risk Officer
Location: Lagos
Duties and Responsibilities
- Evaluate customers’ loan applications in line with the bank’s credit policy.
- Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
- Has relevant experience in analyzing consumer and SME loans.
- Organization of credit committee.
- Portfolio management & reporting.
- Create innovative credit evaluation processes and systems.
- Evaluate clients for credit worthiness based our internal risk models & their application information.
- Detect fraudulent applications, and unreliable applicants.
- Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
- Continuously ensure alignment/compliance to the credit risk management framework.
- Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
- Preparation of statutory reports.
Qualification / Requirements
- A first degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
- Minimum of 4 years banking experience.
- Good knowledge of accounting and relevant lending ratios.
- Experience in Credit Risk Management
- Data Analytics and Effective communication
- Good Knowledge of Credit Analysis and Appraisal
- Experience in SME
- Good reporting skills.
Application Closing Date
15th February, 2021.
IT Officer
Job Title: IT Officer
Location: Lagos
Required Qualifications, Skills & Experience
- Bachelor’s Degree in Computer Science, Information Systems or equivalent
- At least 3 years’ relevant experience
- Knowledge on IT Infrastructure management
- Knowledge on Server Administration and Management
- Knowledge on Database Management and Administration
- Hands on experience in a programming or project management
- Build Business Logic of Software
- Comfortable Writing and Analyzing SQL Queries
- Can Design, Test, and Develop Solutions to Meet User Needs
- Network Management
- Systems installation and maintenance
- Linux Administrator.
Application Closing Date
17th February, 2021.
Senior Finance Officer
Job Title: Senior Finance Officer
Location: Lagos
Main Responsibilities
- Daily Reconciliation of Correspondence Bank Account Positions.
- Raising Journal Entries to update inflow and outflow of funds within all Correspondent Banks.
- Liquidity management.
- Monthly remittances of Tax deductions for both Federal and Lagos State Tax Authorities.
- Maintenance of all Financial Documents.
- Preparation of Monthly Depreciation Schedule of the Banks’ Fixed Assets and monthly amortization of outstanding prepared expenses.
- To produce monthly, quarterly, half yearly financial reports of the organisation.
- Monitor budget preparation and ensure proper monitor of performance and report any derivation from plan.
- Evaluate financial reporting systems, accounting procedures and investment activities.
- Preparation of Month End Reconciliation of Correspondent Bank Account Positions.
- Keeping Track of Banks’ Investments in Treasury Bills, Time Deposits and Call Deposits and ensurring approval is obtained from the Head, Finance for either rollover or liquidation at Maturity.
- Daily Review of General Ledgers.
- Involved in budget preparation and implementation.
Relevant Skills, Qualification, Attributes & Experience
- HND /University Degree in Banking & Finance or Accounting
- Student Member of Professional body e.g. ACCA, ICAN , ANAN
- Minimum of 2 years’ experience in financial services
- IFRS experience strongly desired
- Knowledge of the banking regulations and laws
- Proficiency in Computer Applications Excel /Microsoft Office/Banking Application
- Good written and oral communication
- Highly attentive to detail with excellent organizational and documentation skills
- Proven analytical skills and problem solving ability paired with meticulous attention to detail
- Desire to work in a fast-paced environment, consistently adhering to deadlines and evolving priorities.
- Candidate must be between 24 – 30 years of age (age should be clearly stated on cv)
- Detail-oriented and strong planning and organizing skills
- Excellent interpersonal, numerical and analytical skills
- Unquestionable integrity and high level of commitment
Application Closing Date
17th February, 2021.
Note: Only shortlisted candidates will be contacted.
How To Apply: Interested Candidates should send their CV to: careers@addosser.com using the “Job Title” as the subject of the email.