Ecobank Nigeria Recruitment – Product Manager (Mortgage Business)

Specific Roles and Responsibilities

• Responsible for the Growth of mortgage Loan Products
• Working closely with the Sales and Distribution team to create awareness and implement the process flow with a view to driving sales.
• Going on joint calls with the branches to sell mortgage Loan Products.
• Work closely with Vendors on mortgage partnerships/promotions
• Prompt communication of additional requirements to branches where applicable
• Prompt communication of credit recommendation to next inline
• Ensuring that every necessary step is taken to improve the quality of mortgage request for approval within the risk appetite of the Bank
• Assist the Sales and Distribution teams through reviewing their requests and giving suggestions where necessary.
• Training of RMs, ROs and BM’s in all the regions from time to time to improve error-free processing and product knowledge.
• Develop a reporting template to track Error rate and branch/Area performance on a weekly/monthly basis.
• Engaging the branches on collection strategy in order to maintain a quality mortgage portfolio.
• Tracking of collection activities on Stages 2 and 3 to ensure reduction is achieved.
• Working closely with Remedial Management team to ensure recovery and collection on Stage 2 and 3 is achieved on mortgage products
• Working closely with Legal and Insurance companies to ensure all mortgages are duly insured and covered with the right title.

Qualifications
Education:

• Minimum of 2nd class lower in First Degree
• Additional Qualifications (MBA, MSC, MA, ML) are considered an added advantage.

Work Experience:

• Minimum of 8 – 13 years working experience in financial services and the banking industry with specific responsibility for managing a mortgage portfolio, relationship management, product development and reviews.

Skills:

• Sound Credit skills
• Must be analytical and financial numeracy skills
• Strong analytical skills including financial statement analysis,  competitive analysis, segmentation analysis and statistical analysis; experience with data gathering and data analysis
• Excellent verbal and written communication skills
• Presentation skills.
• Excellent command of the English language
• Strong Microsoft Office skills.

Knowledge:

• Product Knowledge on Mortgage business
• Strong knowledge of banking operations, products customer segmentation and the political, economic and socio-cultural components of the Nigerian economy and international environments
• Strong knowledge of Basic Credit and Risk management procedures and policies
• Strong knowledge of selling skills
• Basic knowledge of Early warning and Remedial action
• Should possess a close understanding of competitor offers.

Personalities and Attributes:

• Customer-Centric
• Entrepreneurial
• Persevering
• Self-confident.

Any Additional Information:

• Ability to work with little or no supervision.

Application Closing Date
Not Specified.

Ecobank Nigeria Recruitment How to Apply
Interested and qualified candidates should:
Click here to apply online