Ecobank Nigeria Recruitment – Ecobank Transnational Incorporated (ETI), a public limited liability company, was established as a bank holding company in 1985 under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry with the support of the Economic Community of West African States (ECOWAS).
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We are recruiting to fill the position of:
Job Title: Product Manager, Mortgage Business
Location: Lagos
Specific Roles and Responsibilities
- Responsible for the Growth of mortgage Loan Products
- Working closely with the Sales and Distribution team to create awareness and implement the process flow with a view to driving sales.
- Going on joint calls with the branches to sell mortgage Loan Products.
- Work closely with Vendors on mortgage partnerships/promotions
- Prompt communication of additional requirements to branches where applicable
- Prompt communication of credit recommendation to next inline
- Ensuring that every necessary step is taken to improve the quality of mortgage request for approval within the risk appetite of the Bank
- Assist the Sales and Distribution teams through reviewing their requests and giving suggestions where necessary.
- Training of RMs, ROs and BM’s in all the regions from time to time to improve error-free processing and product knowledge.
- Develop a reporting template to track Error rate and branch/Area performance on a weekly/monthly basis.
- Engaging the branches on collection strategy in order to maintain a quality mortgage portfolio.
- Tracking of collection activities on Stages 2 and 3 to ensure reduction is achieved.
- Working closely with Remedial Management team to ensure recovery and collection on Stage 2 and 3 is achieved on mortgage products
- Working closely with Legal and Insurance companies to ensure all mortgages are duly insured and covered with the right title.
Qualifications
Education:
- Minimum of 2nd class lower in First Degree
- Additional Qualifications (MBA, MSC, MA, ML) are considered an added advantage.
Work Experience:
- Minimum of 8 – 13 years working experience in financial services and the banking industry with specific responsibility for managing a mortgage portfolio, relationship management, product development and reviews.
Skills:
- Sound Credit skills
- Must be analytical and financial numeracy skills
- Strong analytical skills including financial statement analysis, competitive analysis, segmentation analysis and statistical analysis; experience with data gathering and data analysis
- Excellent verbal and written communication skills
- Presentation skills.
- Excellent command of the English language
- Strong Microsoft Office skills.
Knowledge:
- Product Knowledge on Mortgage business
- Strong knowledge of banking operations, products customer segmentation and the political, economic and socio-cultural components of the Nigerian economy and international environments
- Strong knowledge of Basic Credit and Risk management procedures and policies
- Strong knowledge of selling skills
- Basic knowledge of Early warning and Remedial action
- Should possess a close understanding of competitor offers.
Personalities and Attributes:
- Customer-Centric
- Entrepreneurial
- Persevering
- Self-confident.
Any Additional Information:
- Ability to work with little or no supervision.
Application Closing Date
Not Specified.
Ecobank Nigeria Recruitment How to Apply
Interested and qualified candidates should:
Click here to apply online
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